Foreign currency exchanges from £20,000 upwards (or currency equivalent).

We welcome all fx clients with a need to make a currency exchange. We can offer commercial currency exchange rates for amounts from £20,000 to many £millions.

For smaller amounts, please visit our home page.

If you have a large amount of currency to exchange, we will offer you our commercial currency exchange rates. We buy our currencies from our Treasury provider, Barclays Bank. We then sell that currency at considerably better exchange rates than High Street banks.

We have a simple online registration facility. Once registered, you can buy your currency online, or contact one of our dealers. You will normally have been allocated your personal dealer when you get registered.

For business clients, we allocate you a personal dealer, who will regularly track your chosen currency pairs and will inform you when the rates are especially favourable, or when your limit order has been reached.

By using our simple foreign exchange service, you will save a great deal of money.

• MOST IMPORTANT. Not all exchange rates offered by banks and currency brokers are the same. Typically, our exchange rates are much more competitive than those offered by the high street banks. You can easily save £225 just on the exchange rate, when transferring £20,000.
• We don’t charge commission, unlike the banks. You can save £100 here
• We don’t charge to transfer your money abroad, unlike the banks. The normal saving here is about £25.00
• We have special arrangements in some countries where you won’t pay your local bank to receive the money. Most banks abroad charge 1% of the amount that arrives in your account. On a transfer of £20,000, you can save £200.
• Overall, your saving on a £20,000 exchange, could be in the region of £550.

Got a question? Please CONTACT US, or call our UK Head Office on 01480 458400, when dialling from abroad, 0044 1480 458400.

Buying and selling foreign exchange is made very simple when you use us. Discover how it all works here.

Open a free foreign exchange account here

Foreign currency exchanges from £4,000 (or currency equivalent) to £20,000.

We welcome all fx clients with a need to make a currency exchange of more than £250 in value. However, we can offer more competitive currency exchange rates for amounts up to £20,000.

We have a simple online registration facility. Once registered, you can buy your currency online, or contact one of our dealers. You will normally have been allocated your personal dealer when you are registered.

By using our simple foreign exchange service, you will save a great deal of money.

• MOST IMPORTANT. Not all exchange rates offered by banks and currency brokers are the same. Typically, our exchange rates are much more competitive than those offered by the high street banks. You can easily save £225 just on the exchange rate, when transferring £20,000.
• We don’t charge commission, unlike the banks. You can save £100 here
• We don’t charge to transfer your money abroad, unlike the banks. The normal saving here is about £25.00
• We have special arrangements in some countries where you won’t pay your local bank to receive the money. Most banks abroad charge 1% of the amount that arrives in your account. On a transfer of £20,000, you can save £200.
• Overall, your saving on a £20,000 exchange, could be in the region of £550.

Got a question? Please CONTACT US, or call our UK Head Office on 01480 458400, when dialling from abroad, 0044 1480 458400.

Buying and selling foreign exchange is made very simple when you use us. Discover how it all works here.

Open a free foreign exchange account here

Foreign currency exchanges from £250 (or currency equivalent) to £4,000.

We welcome all fx clients with a need to make a currency exchange  of more than £250 in value.

We have a simple online registration facility. Once registered, you can buy your currency online, or contact one of our dealers. You will normally have been allocated your personal dealer when you are registered.

By using our simple foreign exchange service, you will save a great deal of money.

• On a £4,000 exchange & International transfer, you can save in the region of £140
• We don’t charge commission, unlike the banks. You can save £25 here
• We don’t charge to transfer your money abroad, unlike the banks. The normal saving here is about £25.00
• We have special arrangements in some countries where you won’t pay your local bank to receive the money. Most banks abroad charge 1% of the amount that arrives in your account. On a transfer of £4,000, you can save £40.
• MOST IMPORTANT. Not all exchange rates offered are the same. Typically, our exchange rates are much more competitive than those offered by the high street banks. You can easily save another £50 just on the exchange rate, when transferring £4,000.

Got a question? Please CONTACT US, or call our UK Head Office on 01480 458400, when dialling from abroad, 0044 1480 458400.

Buying and selling foreign exchange is made very simple when you use us. Discover how it all works here.

Open a free foreign exchange account here

January 2009 saw sterling at an all time low against the Euro, and falling against the US Dollar. With further UK interest rate cuts expected later in the month, it seems unlikely that the Pound will return to the previous heady levels of €1.49 to £1.00 this year.

So how can you maximise your Pounds to Euro transactions?

If you are one of those people who have a Euro mortgage or are receiving your UK pension in Euros or Dollars. There is a way of helping the poor Sterling to Euro exchange rate and maximising the value of you good old pounds.

Transferring money internationally through a bank is often subject to sending and receiving charges both banks on both sides of the trade. There is often a commission charged for changing Sterling to Euros, and in addition, your bank will often make an attractive profit from the rate of exchange they apply to the trade.

Get around this by using the services of an experienced currency broker. With FX-Foreign Exchange regular monthly transfers are now free from commission and free from bank transfer fees on both the sending and receiving bank. In addition, FX-Foreign Exchange guarantee to beat any Bank exchange rate for an identical transaction.

• Best Rates of Exchange.
• Zero Commission Fees
• Not Telegraphic Transfer Charges

Find out how much you can save Today with this handy online comparison tool.

East Caribbean Dollar

The East Caribbean Dollar, or XCD, is pegged to the US Dollar, (USD). The East Caribbean dollar is the currency used in the eight states that make up the area known as the Organisation of Eastern Caribbean States.  There are 6 independent states that use the East Caribbean dollar. These are Antigua & Barbuda, Saint Kitts & Nevis, Dominica, Saint Lucia, Grenada and Saint Vincent & the Grenadines.

The other two states are the British overseas territories of Monserrat and Anguilla.  Paradoxically, the British Virgin Islands, which is a member of the Organisation of Eastern Caribbean States, does not use the East Caribbean dollar, preferring instead to use the US dollar as its currency.

The East Caribbean dollar is sub-divided into 100 cents and it is denoted by the symbol $, but often it is referred to as EC$, to differentiate it from the US dollar or other dollar currencies. 

The East Caribbean dollar is issued by the Eastern Caribbean Central Bank and is in the form of 1, 2, 5, 10, 25 cents and $1 as coins and in $5, 10, 20, 50 and 100 dollars, as notes.

The currency is pegged with the US dollar. 

How to Buy East Caribbean Dollars

If you are on one of the Islands already, some advice on the ease of buying XCD, or USD from ATM’s follows advice on how to convert large amounts of money at the best price today.

If you wish to buy money for a visit to the Islands, you may wish to buy your money online here.

If you are looking to change your XCD for British Pounds Sterling or Canadian Dollars and have an amount greater than 15,000 XCD, then you may like to take advantage of currency conversion at commercial rates better than the banks and without commission or a transfer charge, here. Just sign up for a free currency conversion account and we will convert your East Caribbean Dollars at the best price today.

Anguilla:
Anguilla, despite its size has a few ATM machines, so it is relatively easy to get hold of East Caribbean dollars, but the US dollar is in widespread use here and menus and prices are often quoted in US dollars, so it is easy to get by just using dollars.

Antigua and Barbuda:
Despite the fact that these are two small and relatively isolated islands, credit cards are accepted throughout both the islands and there are also plenty of banks and most of these offer ATM facilities.  In addition, it is possible to use US dollars.

Dominica:
Dominica also has ease of access to currency through ATM machines, although the use of the dollar is also widespread, you may find that in some of the smaller shops, they will only accept local currency.

Monserrat:
Monserrat has only one ATM machine which is located at the Canadian Bank (Royal Bank of Canada).  However, credit and debit cards are also accepted here, as well as US dollars.

Saint Kitts and Nevis:
ATM machines are widely available and it is quite easy to get hold of the EC dollars, or else you can just use your US dollars which are quite readily accepted. 

Saint Lucia and Grenada,:
Saint Lucia and Grenada also have an extensive network of ATM machines and it is possible to use US dollars here as well.

St Vincent and the Grenadines:
St Vincent is slightly more complicated than the other islands, because although there are ATM facilities on St Vincent, they are pretty scare on
Grenadine islands, so if you plan to visit the smaller islands that make up the Grenadines, then you will want to have at least some cash with you.  But that being said, it will also be possible to use your credit cards quite extensively.  To some extent these islands are the playground of the rich and privileged, so cards are readily accepted as well as US dollars.  But for tips and smaller purchases, it is handy to have some cash.

Get your foreign currencies direct from a commercial currency exchange supplier.

• You get a better currency rate
• Your currencies are dealt with, direct, by a currency dealer. No middlemen.
• Make regular monthly payments easier and less expensive
• No commissions charged, just currencies exchanged, then transferred direct to your nominated bank account.

Why would you use a bank to exchange your foreign currency?

• They are slower…. A currency broker has no motivation to hold onto your money.
• They generally charge a commission… Most currency dealers don’t.
• They offer less competitive exchange rates… By buying your currencies direct from an fx dealer, you nearly always get a better rate as exchanging money is all they do.

A good currency broker will be able to provide a multitude of fx services for private individuals and businesses.

To discuss how a foreign exchange dealer can help you, why not call fx-foreignexchange.com and see how much money a specialist can save you.

UK Head Office: 0044 (0) 1480 458400.

The recent announcement by the Irish Government that they will make a public guarantee to all customers of all six Irish banks with their headquarters in Ireland, has rocked other countries.

It now appears that the inducement of a safe haven of an Irish bank offering a guarantee backed by the Irish government has started a stampede of investment transfers. This is not surprising when the financial world is currently a very uncertain environment and other governments offer much lower thresholds as guarantee levels for investors, should a bank foreclose.

With the British government now talking of raising it’s public guarantee to £50,000, the unlimited guarantee looks very attractive to high net worth individuals. Foreign exchange specialists have been exceedingly busy in the last few days, exchanging pounds sterling for euros and transferring the funds to Ireland.

The 6 Irish banks benefitting from this are: Allied Irish bank, Bank of Ireland, Anglo Irish bank, Irish Nationwide Building society, the Educational Building Society (EBS), Irish Life & permanent combined with the Permanent TSB.

The value of the euro against the pound can be fixed for a given period ahead. If you don’t wish to transfer your deposit money now, you can book the rate of exchange now, for a date ahead.

To discuss how best to make a currency exchange into euros at the best rate, talk to a foreign currency exchange specialist. visit fx-foreignexchange, or call 01480 458400.

Transferring your pension abroad need not cost you a fortune every month.

If you use your bank to make the pension transfer overseas, it´s likely that you will be much more than you need to in charges, commissions and the currency exchange rate.

As more and more people have chosen to retire overseas, the banking system is set to gain from this migration. However, whether you have a state pension or a private pension scheme, the taxation treatment of your money may be different depending on the arrangement that the UK tax office has with your new homeland. Relying on conversations with friends, who have already moved abroad, is useful. But, take great care to get the right information from the tax office.

If you are a UK resident and choose to retire in the United States, you will currently benefit from annual increases in your state pension. If you choose to retire to places like South Africa, New Zealand or Canada, your pension is likely to remain at the level that it was when you moved abroad.

Variations in tax law may mean that you may also have to pay more tax, or possibly pay tax in both Countries as the money originates in the UK and you are spending it abroad.

Before moving abroad, I suggest you have a word with a Tax specialist in Pensions. They could save you a great deal of money.

Currency Exchange.

Now that you have established what you are likely to receive from your pension while living overseas, it is worth discussing your plans with a currency broker. Currency Exchange dealers can save you a great deal of money when you are making regular monthly payments.

Ratheer than rely on the good nature of your originating bank to keep the costs down and to give you a great rate of exchange, why not go to a currency conversion specialist like fx-foreignexchange, who have a simple system for making these monthly transfers?

Because it´s simple, it´s cheap! You instruct your bank to transfer the monthly pension payment to fx-foreignexchange. At the end of the month, the presiding rate of exchange is applied to the pension amount and the money is converted into your destination currency. The money is then transferred to the bank account in your new home country without commission or transfer charges. Often, if fx-foreignexchange have a bank account in your destination country, there won´t be any receiving charges either.
It´s efficient and cost-effective.

To speak to someone about making a regular monthly payment abroad just call the UK, 0044 1480 458400

In these difficult times, you need all the help you can get just to keep hold of your hard earned money.

• You may be in business and have a need to regularly pay suppliers abroad.
• You may be an expatriate and have a need for a regular monthly payment to be transferred overseas.
• You may have decided to emigrate and have a need to move nearly all of your savings.
• You may have just decided to buy that, longed for, holiday home abroad and have a need to transfer your savings as a deposit.

Whatever your reason for moving money abroad and having to exchange the currency to another type, you need to choose your currency dealer wisely. This is mainly because there are usually seemingly small charges applied to the currency exchange deal AND some foreign exchange brokers will not give you the best rate available.

Yesterday, I even heard of 2 different banks who offered a client a rate of exchange that sounded competitive and confirmed that there would not be any charges by them for the transfer or at the receiving bank. In both cases, this was completely untrue! The clients dutifully told their managers to make the transfers. When they received their exchanged money, charges had been applied at both the sending and receiving banks in addition to a completely different rate of exchange being applied!

When each client visited their banks for an explanation, it was like the bank managers were reading from the same script. Both offered the lame excuse that they merely processed the exchange of currency. After that, the rate of exchange was applied by the dealing room whenever they got around to doing the deal. No explanation was offered to explain the charges.

If these people had used a professional currency exchange dealer, they would have had a contract with the rate of exchange on it and a full explanation of charges applied if there were any. They would have known exactly how much they would receive.

Why use a bank when you are protected by this form of contract? If you regularly make payments abroad, or need to make a one-off currency exchange try fx-foreignexchange.com. You will be dealing with professionals.

One property market that doesn’t seem to have run out of steam is Dubai and Abu Dhabi. Dubai has opened it’s arms to property investors and now, it appears that Abu Dhabi is quietly doing the same.

Buildings are being constructed at an alarming rate, ever skyward, along with the prices. Tales are told of some properties being sold on 12 times before the property has even been handed over by the builder! With a property market like this, it’s easy to fall prey to the silver-tongued salesman with promises of vast profits in weeks.

The truth is, it really is happening. I spoke to one of my colleagues the other day who is noted for her conservative approach to parting with her own hard-earned money, and she has even bought a property on the hope of selling it before completion.

However, she does have an advantage. She can buy her Dirhams, or AED as we know it, just when the rate against the pound and the Euro suits her. She waits until the rate peaks between the pound and the Dirham, then buys as many Dirhams as she can. Over time, she has made the difference of 5%. In real terms, this means her property will be 5% cheaper than it may have been if she traded at the lower exchange rate.

If you are considering buying abroad, it is advisable to have a chat with a professional currency broker to see which methods of buying foreign currency will suit you best. The advice will cost nothing, but may save you thousands as it has for my colleague.

Get the best currency exchange rate available today… Just call our Head Office on +44 (0) 1480 458 400 if outside the UK, or 01480 458400 ( in the Uk) and we’ll quote you the best exchange rate for Euro, usd, gbp, aed and more. Alternatively, fill in the short form below, and we will get back to you with the best foreign currency exchange rates.